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1. Completed Credit Application
2. 5 Verifiable References – with name, street address and phone number (no PO Box), no one that lives with you, all references must live at a different address.
3. Valid Driver’s License
4. Proof of Phone – Land Line or Cell Phone Bill
5. Proof of Residence – Land Line Phone Bill, Utility Bill (electric, gas, cable, water) cannot be a disconnect notice and must be less than 30 days old, Bank Statement (has to come through mail)
6. Proof of Income – Two Recent Pay Stubs (must be less than 30 days old) along with employer address and phone number.
7. If self employed or taxes are not taken out of pay stub….you must provide 2 months worth of bank statements or cancelled checks from employer.
8. If temporary job…you must provide address and phone number of temp agency and physical address and phone number where you are working.
9. Mortgage or rent – Complete name and phone # of landlord or mortgage company (if you live with a relative – their name and address.
10. Proof of Full Coverage Insurance – Name, address, phone number and policy number (maximum of $550 deductible)
11. Cash Down Payment and/or trade in – Determined by Finance Company
12. If you have a Bank Account – Bring Most Recent Checking and Savings Account Statements (must be less than 45 days old).
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